Are You Ready for Retirement?

My parents are in town for the next couple of weeks, so we are spending a lot of time visiting with them. Since we only tend to see them a couple of times a year, it’s nice to be able to have the time to catch up and hang out a little bit.

My dad is a financial planner, so when we are chatting the subjects of the stock market, saving, and general financial well being tend to pop up. While we were talking the other day, he mentioned how some clients of his were able to save a substantial amount of money for retirement. They had good jobs, though they never had super high salaries, but when my dad complimented them on how well they had done saving the gentleman replied “It wasn’t that hard. We just spent less than we made every month.”

This conversation got me thinking. With forethought, planning, a little common sense, and some hard work, we are all able to retire with enough money to live a comfortable life.

While many people worry about their finances before retirement, how many people spend an equal amount of time focusing on their health?

What are Your Retirement Plans?

When you are envisioning your ideal retirement, what do you picture?


  • Traveling to exotic locations?
  • Playing golf or tennis and dinners at the country club?
  • Dragging around a cart with an oxygen tank on it?

Pretty sure no one has ever thought of the third option. Yet so few people take the time to improve and/or maintain their health in their 20’s, 30’s, 40’s, and 50’s. By they time they are ready to retire, some of their bodies are ready to shut down.

So much for that retirement you’ve always wanted.

Healthy Starts Now

Instead of waiting until retirement is right around the corner, you need to start planning for a healthy retirement now.

The younger you are, the easier it is to improve your health. As we age, our body systems slow down and dramatic health improvements become more difficult. Changes at any age are possible, but as you get older it takes longer to achieve similar results.

Don’t Wait Until It’s Too Late

My neighbor is 82 years old, and he runs 20-30 miles a week. He is in great shape, obviously, and his health doesn’t prevent him from doing anything that he sets his mind to. I was talking to him a few weeks ago about how healthy he is, and he mentioned how he’s in better shape at 82 than a lot of people 20 years younger than he is.

Sadly, he’s right.

Any it’s not like my neighbor has been a life-long runner. He ran track in high school, but pretty much stopped running from his early 20’s until he was in his 40’s. But he’s been running consistently for the past 40 years, as well as lifting weights and just taking care of his health, and the results are evident.

He knew the importance of being healthy, and he did something to make it happen.

Take Control Now

You may not have any desire to run 20 miles a week when you’re 80. That’s ok. But when you’re 80, you might want to run around the yard with your grandkids. You might want to walk on the Great Wall of China or sit comfortably in an airplane seat on your way to visit friends or family.

Whatever it is that you want to do in your retirement, you don’t want your health to be a limiting factor.

And the best way to make sure that you are preparing for a physically healthy retirement is to take care of your physical health today.

Want to Take Control of Your Health and Set Yourself Up for a Great Retirement, But Not Sure Where to Start? I’ve Outlined 5 Action Steps to Get You Started.

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Filed under Lifestlye, Physical Activities

6 responses to “Are You Ready for Retirement?

  1. Being retired is extra fun as I can do yoga in the morning, walk the beach in the afternoon and dance in the evening. It’s important to plan for retirement, like Denny is saying, not just by saving money but by taking care of our bodies, the best way we can. Not everyone has good health and it’s not their fault but maximizing what we can control, by eating healthy and getting plenty of rest and exercise…is extremely important for our later years.

  2. Brenda McNeil

    Thanks Denny! I know there is so much I need to be doing now that I am “retired” to take care me…. Again, another eye opening post!

  3. I really love this post. My husband and I talk about this a lot. We spent a few years post competitive athletics living not so healthy. Once I really delved into the running it changed everything and we live healthy with our actions and our eating habits. I want to teach my family that it is a life not a temporary fix.

    • Thanks! I’m glad I’m not the only one that has thought about retirement when it is still 30-40 years away.

      Showing friends and family that a healthy lifestyle is not only possible, but also enjoyable (ie–not just a slave to the treadmill and eating nothing but dry lettuce), will go a long way towards helping expose others to the benefits of healthy living.

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